Can I buy a 3 BHK flat under ₹65 Lakhs in Guwahati?

3 BHK flats under ₹65 lakhs are rare, but some options like Protech Pride in Panjabari may offer compact 3 BHKs in this price range.

Are flats under ₹65 Lakhs eligible for home loans?

Yes, most flats under ₹65 Lakhs are easily financeable by banks, often up to 90–95% of the property value.

What are the common amenities in flats under ₹65 Lakhs?

Typical amenities include lifts, parking, power backup, water supply, security, and occasionally a small clubhouse or park.

Is it better to buy ready-to-move or under-construction flats under ₹65 Lakhs?

If you want instant possession, go for ready-to-move. If you want lower prices or time to arrange funds, under-construction is a good option.

Top 5 Flats Under ₹65 Lakhs in Guwahati (2025)

If you’re searching for affordable flats in Guwahati without compromising on quality, you’re in the right place. We’ve curated the Top 5 flats under ₹65 lakhs—ready, verified, and ideal for families & investors alike.

Whether you’re a first-time buyer or upgrading from a rental, here are the top 5 flat options to consider—backed by zero brokerage, legal support, and complete price transparency.

At AxomRealty, we make your flat buying journey hassle-free with verified listings, home loan guidance, and no brokerage charges. Our team ensures site visit coordination, legal documentation, and builder deal support at every step.

Why ₹65 Lakhs Is Your Sweet Spot in 2025

Classified as affordable housing
Still within most home loan criteria
Majority are RERA-approved & mid-to-inner city
Low stamp duty and fast possession

Top 5 Budget Flats Under ₹65L

Project	Location	BHK	Price Range	Highlights
Jahnabi Enclave	Beltola	2 BHK	₹55–60 L	Gated complex, park, high resale
HTN Om Palace	Kahilipara	2 BHK	₹52–58 L	Ready to move, loan-ready
Mivaan Eternus	Beltola	2 BHK	₹50–60 L	Garden, power backup, secure
Protech Pride	Panjabari	2/3 BHK	₹60–65 L	Semi-luxury, amenities
PB Residency	Beltola	1/2 BHK	₹45–62 L	Roadfront, flexible plans

🏡 Jahnabi Enclave – Beltola

Gated with clubhouse & park
RERA-approved and resale-friendly
Excellent connectivity to GS Road
🔗 More: Jahnabi Enclave – Beltola

🏡 HTN Om Palace – Kahilipara

Spacious ready-to-move flats
Ideal for first-time buyers
🔗 More: HTN Om Palace – Kahilipara

🏡 Mivaan Eternus – Beltola

Landscaped garden, security
Good parking & power backup
🔗 More: Mivaan Eternus – Beltola

🏡 Protech Pride – Panjabari

Semi-luxury in affordable range
Multiple BHK options
🔗 More: Protech Pride – Panjabari

🏡 PB Residency – Beltola

Good road access, flexible sizes
Pet & family-friendly
🔗 More: PB Residency – Beltola

Why Flats Under ₹65L Are a Great Pick

Home Loan-Friendly: Most banks fully finance up to ₹65L.
Pocket-Friendly Lifestyle: Low maintenance, modern amenities.
Resale Value: High demand among small families & couples.
Tax Benefits: Eligible for standard deductions.

Area & Feature Comparison

Feature	Beltola	Kahilipara	Panjabari
Commute	Excellent	Good	Good
Price/Sq.ft	₹3k–5k	₹2.8k–4k	₹2.5k–3.5k
Amenities	Club, garden	Ready units	Semi-luxury
Loan Support	90–95% covered	85–90%	80–90%

Smart Loan & Budget Tips

✅ Pre-approved loan saves time
✅ Home insurance = peace of mind
✅ Factor stamp duty (~7%)
✅ Negotiate freebies: parking, fittings

Buyer Checklist

Before you finalize, ensure:

FAQs – ₹65L Flats in Guwahati

Can I buy a 3 BHK under ₹65L?

Mostly 2 BHK for this range; 3 BHK available in Panjabari (Protech Pride).

Are under-65L flats bank-financeable?

Yes. Most banks offer 90–95% loan.

Any maintenance charges?

Avg. ₹2–3/sq.ft monthly — usually listed under amenities.

Should I choose ready or under-construction?

For quicker possession, go ready; for discounts & customization, consider under-construction.

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Why ₹65 Lakhs Is Your Sweet Spot in 2025